Foreclosure and Trustee Sale Attorneys for Lenders, Credit Unions and Servicers
ABOUT US
Tatman Legal is a full service, multi-state law firm practicing in AZ, CA, FL, OR, TX, and WA.
Our clients include mortgage lenders, credit unions, loan servicing companies, private & commercial real-estate investors.
Foreclosure Services at Tatman Legal
Foreclosure and Trustee Sales for Lenders, Credit Unions and Servicers
Tatman Legal prosecutes foreclosures for the creditor from default through sale, and our affiliated trustee, Nationwide Reconveyance LLC, handles roughly 400 foreclosure files a year. One team handles the notice of default, the notice of sale, publication and posting, the auction, the trustee’s deed, post-sale eviction and any title curative work, so the file never leaves the firm. Our firm’s accreditations include HUD approval and FNMA approval in California, and the firm serves as a HUD designated foreclosure commissioner in eight states.
Non-Judicial Foreclosure by State
| State | Statute | Minimum time from first notice to sale | Notes |
|---|---|---|---|
| California | Civ. Code 2924 to 2924l | About 4 months (90 days after the Notice of Default, then 20 days after the Notice of Sale) | Pre-NOD borrower contact under Civ. Code 2923.5; Homeowner Bill of Rights compliance |
| Arizona | A.R.S. 33-807 to 33-813 | 90 days after recording the Notice of Trustee’s Sale | Deficiency limits under A.R.S. 33-814 |
| Washington | RCW 61.24 | 120 days after the Notice of Trustee’s Sale on residential loans | Foreclosure Fairness Act mediation and pre-foreclosure notice requirements |
| Oregon | ORS 86.735 to 86.797 | 120 days after recording the Notice of Sale | Resolution conference requirement for residential loans |
| Texas | Tex. Prop. Code 51.002 | 21 days after the notice of sale; sale on the first Tuesday of the month | Notice of default and 20-day cure period first |
| Florida | Fla. Stat. ch. 702 (judicial) | Court calendar; typically 6 to 12 months | Handled through Darren J. Devlin |
Deed in Lieu of Foreclosure for Lenders
We negotiate, document and record deeds in lieu, including estoppel affidavits, title review for junior liens, and the release or reservation of deficiency rights. Cindi Stewart, the firm’s deed-in-lieu specialist, manages the borrower contact. See our loss mitigation services.
Related Services
- HUD foreclosure commissioner sales
- Senior lien monitoring
- Second mortgage bidding and senior payoffs
- Home retention and foreclosure alternatives
- Evictions after foreclosure
Questions Lenders Ask
Do you act as trustee or only as counsel?
Both. Nationwide Reconveyance serves as substitute trustee and the firm handles any litigation.
What do you need to open a file?
The note, the deed of trust, the assignment chain, the payment history, the breach letter, and the property address.
Can you foreclose a second mortgage?
Yes, including bidding strategy against the senior lien and payoff or satisfaction of the senior.
Which states do you cover?
Arizona, California, Florida, Oregon, Texas and Washington for state-law foreclosures. HUD commissioner sales also in Hawaii, Nevada and Oklahoma.
Why Choose Tatman Legal
Our firm combines a profound understanding of foreclosure law with a steadfast dedication to our clients’ success. With Tatman Legal, you benefit from:
State-Specific Expertise:
Our attorneys are well-versed in the unique legal landscapes of Arizona, California, Florida, Oregon, Texas, and Washington.
Diverse Clientele Representation:
We cater to a wide range of financial institutions and private lenders, ensuring tailored solutions for each client’s specific needs.
Efficient and Effective Resolution:
Our aim is to secure the most favorable outcomes efficiently and effectively.
Transparent Communication:
We keep our clients informed throughout the process, ensuring clarity and understanding at every step.
White Glove Service:
Our renowned white-glove service has become a defining feature of our reputation. We take pride in delivering top-tier performance metrics across a wide range of client needs, considering this high level of accountability to be a cornerstone of our success.
Contact tatman legal for premier foreclosure representation
Lenders seeking to maximize recoveries on defaulted loans can entrust Tatman Legal for premier foreclosure services. Our team of legal experts specializes in converting complex foreclosure processes into transparent resolutions for both institutional and private lenders. At Tatman Legal, we serve as a dynamic augmentation of your team, delivering all-inclusive solutions and consistent communication from the initial pre-foreclosure stages through to the final sale. Our team provides quick turnaround/responses for our clients and attorneys are readily available to answer questions. We also offer training on new topics or changes in the law to our clients and their teams. Our steadfast dedication and perseverance in managing the foreclosure process assure our clients of a confident approach towards achieving successful outcomes.
For expert legal assistance in traditional and non-traditional foreclosure matters across Arizona, California, Florida, Oregon, Texas, and Washington, contact Tatman Legal today. Let our team guide you through these intricate legal processes with the skill and dedication you deserve.