Bankruptcy Representation for Secured Creditors, Credit Unions and Mortgage Servicers
ABOUT US
Tatman Legal is a full service, multi-state law firm practicing in AZ, CA, FL, OR, TX, and WA.
Our clients include mortgage lenders, credit unions, loan servicing companies, private & commercial real-estate investors.
Comprehensive Bankruptcy Services
Bankruptcy Representation for Secured Creditors, Credit Unions and Mortgage Servicers
Tatman Legal represents the creditor, never the debtor, in bankruptcy courts across Arizona, California, Florida, Oregon, Texas and Washington. Darren J. Devlin leads the bankruptcy practice. We protect the collateral and the claim: relief from the automatic stay under 11 U.S.C. 362(d), proofs of claim under Rule 3001, objections to Chapter 13 plans under sections 1322 and 1325, and Rule 3002.1 payment-change and final-cure compliance for mortgage servicers.
Services and the Deadlines That Drive Them
| Service | Authority | Deadline the creditor must watch |
|---|---|---|
| Motion for relief from stay | 11 U.S.C. 362(d)(1), (d)(2), (d)(4) | Preliminary hearing within 30 days of the motion or the stay terminates under 362(e) |
| Proof of claim | Rule 3002(c) | 70 days after the petition date in Chapter 7, 12 and 13 cases |
| Objection to confirmation | 11 U.S.C. 1322, 1325; local rules | Set by the court’s confirmation notice, often 7 days before the hearing |
| Notice of payment change | Rule 3002.1(b) | 21 days before the new payment takes effect |
| Notice of fees and charges | Rule 3002.1(c) | 180 days after the fee is incurred |
| Response to notice of final cure | Rule 3002.1(g) | 21 days after the trustee’s notice |
| Cramdown defense | 11 U.S.C. 506(a), 1325(a)(5), the 910-day vehicle rule | At confirmation |
| Reaffirmation agreements | 11 U.S.C. 524(c) | Before discharge |
Districts Where We Appear
Central, Eastern, Northern and Southern Districts of California; District of Arizona; Western and Eastern Districts of Washington; District of Oregon; Northern, Southern, Eastern and Western Districts of Texas; Middle, Southern and Northern Districts of Florida.
Portfolio Monitoring
For servicers with volume, we monitor PACER for new filings against the portfolio, calendar every bar date and confirmation hearing, and report status in the client’s own format. See bankruptcy monitoring and case portfolio management.
Questions Creditors Ask
How fast can you file a motion for relief?
Within 2 business days of receiving the note, the security instrument, the payment history and the post-petition default figures.
What happens if the debtor files repeatedly?
We seek in rem relief under 362(d)(4) so the order binds the property for two years regardless of later filings.
Do you handle reaffirmation for auto loans?
Yes, including negotiating the terms and appearing at the reaffirmation hearing where the court requires it.
Do you represent debtors?
No. The firm represents creditors only.
Why Choose Tatman Legal
Diverse Clientele Experience:
Our expertise spans a range of financial sectors, allowing us to tailor our approach to each client’s unique needs.
State-Specific Legal Knowledge:
We are well-versed in the bankruptcy laws of multiple states, ensuring knowledgeable and compliant representation.
Deep Expertise in Jurisdictional Regulations:
Our team has a thorough grasp of local and chamber rules as well as debtor bar dynamics.
Client-Centric Strategies:
Our firm is dedicated to understanding and addressing the specific concerns of our clients, providing personalized and strategic legal solutions.
End-to-End Support:
From initial filings to courtroom advocacy and case management, we offer comprehensive support throughout the bankruptcy process.
Contact tatman legal for expert bankruptcy representation
Tatman Legal is committed to providing exceptional legal services in bankruptcy proceedings. Our expertise and dedication to client success make us the ideal partner for financial institutions facing bankruptcy-related challenges. Contact us today to learn how we can assist in effectively navigating these complex legal issues.