by Jill Sullivan | Jan 28, 2026 | Bankruptcy, Litigation
When a debtor claims insolvency, creditors are often presented with a frustrating reality. The assets that once supported repayment appear to be gone. Bank accounts are depleted. Real estate has changed hands. Business operations have been restructured in ways that...
by Jill Sullivan | Jan 20, 2026 | Bankruptcy, Bankruptcy Case Monitoring
Chapter 7 bankruptcy is often viewed as the most straightforward form of consumer bankruptcy. A debtor files, a trustee is appointed, assets are reviewed and liquidated if available, and eligible debts are discharged. From the outside, the process can appear routine...
by Jill Sullivan | Jan 15, 2026 | Bankruptcy, Bankruptcy Case Monitoring, Litigation
For creditors, bankruptcy rarely arrives with much warning. A borrower files, the automatic stay takes effect immediately, and activities that were routine the day before can suddenly create compliance exposure or permanently impair recovery. Deadlines begin running,...
by Jill Sullivan | Jan 8, 2026 | Bankruptcy
Bankruptcy law is federal in structure, but its real-world impact is shaped heavily by state-level economic conditions, procedural rules, exemption schemes, and judicial trends. As creditors look ahead to 2026, understanding how bankruptcy activity is evolving at the...
by Jill Sullivan | Jan 4, 2026 | Bankruptcy, Litigation
When a borrower files for bankruptcy, creditors often assume their collection options are immediately limited or eliminated. While the automatic stay and discharge provisions of the Bankruptcy Code do restrict certain actions, those protections generally apply only to...
by Jill Sullivan | Dec 23, 2025 | Bankruptcy
When a bankruptcy case ends, many creditors assume the door to recovery has permanently closed. In reality, bankruptcy often represents a pause rather than a full stop. While a discharge eliminates personal liability for many debts, it does not erase every obligation,...
by Jill Sullivan | Dec 16, 2025 | Bankruptcy
How Proposed Federal Reforms Could Change Creditor Rights in Bankruptcy Federal bankruptcy law has always evolved in response to economic pressure, political priorities, and shifting views on consumer and business debt. In recent years, lawmakers have introduced a...
by Jill Sullivan | Dec 10, 2025 | Bankruptcy, Litigation, Motions for Relief
The automatic stay can be one of the most disruptive events a creditor faces during the collection process. It appears instantly the moment a debtor files for bankruptcy and puts a complete pause on most forms of collection activity. Whether a creditor is managing an...
by Jill Sullivan | Dec 2, 2025 | Bankruptcy, Litigation, Motions for Relief
Subchapter V has become one of the most important tools available to small business debtors navigating financial distress. It is faster, more flexible, and far more debtor friendly than a traditional Chapter 11. For creditors, this creates unique challenges because...
by Jill Sullivan | Nov 25, 2025 | Bankruptcy, Litigation, Loss Mitigation
Valuation fights are one of the most important and least understood parts of Chapter 11. For creditors, these disputes directly influence recoveries, repayment terms, and overall bargaining power throughout the case. When a debtor files for Chapter 11, nearly every...
