Expert Legal Advocacy for Creditors and Private Lenders

Tatman Legal is a respected law firm specializing in Chapter 13 bankruptcy confirmation hearings, serving clients across Arizona, California, Florida, Oregon, Texas, and Washington. Our expert legal services ensure the best representation for financial institutions in these critical proceedings.

Detailed Insight into the Confirmation Hearing Process

In Chapter 13 bankruptcy cases, the court reviews the debtor’s proposed repayment plan, often leading to a confirmation hearing, especially if there are objections from the trustee or creditors. This hearing is a pivotal moment where the judge decides to approve or reject the plan and addresses any concerns.

The Role of Confirmation Hearings in Chapter 13 Bankruptcy

Handling Objections: During the confirmation hearing, the bankruptcy judge addresses objections raised by trustees or creditors. These may relate to the adequacy of the proposed payments, the debtor’s financial capacity, or disputes over debt discharge and exemptions.

Objections to General Discharge and Specific Debts: Trustees or creditors might object to a debtor’s general discharge due to misconduct or prevent the discharge of specific debts arising from fraud or other serious issues.

Additional Hearings for Unresolved Objections: If objections are not resolved in the initial hearing, or if the plan requires modifications, additional confirmation hearings may be scheduled.

Resolving Objections: At the hearing, both sides present their case. While debtors may not always need to be present if represented by an attorney, some courts require their attendance for direct questioning.