by Jill Sullivan | Aug 26, 2025 | Loss Mitigation
Auto loans are among the most common forms of consumer credit, and vehicles are often the largest secured asset that individuals own outside of real estate. For lenders, protecting that collateral is crucial. When borrowers default, repossession is the primary method...
by Jill Sullivan | Aug 25, 2025 | Litigation, Loss Mitigation
Replevin is a legal process that allows a secured creditor to recover personal property when another party wrongfully withholds it. For auto lenders, replevin is a powerful tool when borrowers default and self-help repossession is not an option. One of the most common...
by Jill Sullivan | Aug 18, 2025 | Bankruptcy, Litigation, Real Estate
Real estate investment trusts, or REITs, are popular vehicles for pooling investor capital into income-producing real estate. They provide opportunities for regular income and portfolio diversification while benefiting from tax advantages. Despite their reputation for...
by Jill Sullivan | Aug 11, 2025 | Bankruptcy, Compliance, Legislation
California has long held the reputation of being one of the most consumer-friendly jurisdictions in the country, especially when it comes to debt collection. At the heart of that framework is the Rosenthal Fair Debt Collection Practices Act (RFDCPA), California’s...
by Jill Sullivan | Aug 2, 2025 | Compliance, Foreclosure, Litigation, Loss Mitigation
Mortgage relief programs have become a permanent part of the housing finance system. While originally introduced as emergency measures, many of these initiatives are now embedded in standard servicing guidelines and state-level protections. For creditors, this...
