by Jill Sullivan | Dec 23, 2025 | Bankruptcy
When a bankruptcy case ends, many creditors assume the door to recovery has permanently closed. In reality, bankruptcy often represents a pause rather than a full stop. While a discharge eliminates personal liability for many debts, it does not erase every obligation,...
by Jill Sullivan | Dec 16, 2025 | Bankruptcy
How Proposed Federal Reforms Could Change Creditor Rights in Bankruptcy Federal bankruptcy law has always evolved in response to economic pressure, political priorities, and shifting views on consumer and business debt. In recent years, lawmakers have introduced a...
by Jill Sullivan | Dec 10, 2025 | Bankruptcy, Litigation, Motions for Relief
The automatic stay can be one of the most disruptive events a creditor faces during the collection process. It appears instantly the moment a debtor files for bankruptcy and puts a complete pause on most forms of collection activity. Whether a creditor is managing an...
by Jill Sullivan | Dec 2, 2025 | Bankruptcy, Litigation, Motions for Relief
Subchapter V has become one of the most important tools available to small business debtors navigating financial distress. It is faster, more flexible, and far more debtor friendly than a traditional Chapter 11. For creditors, this creates unique challenges because...
by Jill Sullivan | Nov 25, 2025 | Bankruptcy, Litigation, Loss Mitigation
Valuation fights are one of the most important and least understood parts of Chapter 11. For creditors, these disputes directly influence recoveries, repayment terms, and overall bargaining power throughout the case. When a debtor files for Chapter 11, nearly every...